If you only had one word to describe the spending habits of the USA and many other developed nations, what word would you use? I wish that I could use frugal, thrifty, or even responsible; however I think the one word that can sum up my generation’s spending is DEBT.
While my sphere of influence in the world is small; I can’t help but believe that one of the best ways that I can contribute to society is to keep my family out of debt and share what I have learned to help others get out of this self-inflicted trap.
Feel free to browse through the posts that I have made. If you have any questions please ask in the comments section and I will answer as best as I can. Even if you just need a little pep talk go ahead and drop a line and we’ll cheer you on. Below is a list of the various posts I have made on this subject:
I do not claim to be the end-all knowledge on this subject so please use the comments section to share any tips or pointers that you can add.
I am not a financial planner so if you need professional advice I encourage you to meet with a Certified Financial Planner.